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The fun begins when the rich and greedy Duke Brothers (Don Ameche and Ralph Bellamy) wager a bet over whether born loser Valentine (Eddie Murphy) could become as successful as the priggish Winthorpe (Dan Akroyd) if circumstances were reversed. The Dukes have the money to make this happen, but when Valentine and Winthorpe catch on they arrange for a rich and riotous payback!